Rocket Companies Inc (RKT)
UndervaluedFundamental
18
Price
$11.51
Market Cap
$32.96B
Part 1 · What the company is worth
Overview
Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network. The company offers Rocket Mortgage, a mortgage lender service; Redfin, a digital real estate brokerage and home search platform; Rocket Close, a digital experience for appraisal management, settlement, and title services; Rocket Money, a finance app that offers a suite of financial wellness services including subscription cancellation, budget management and credit score improvement; and Rocket Loans, a platform for personal loan. It also originates, closes, sells, and services agency-conforming loans; and provides Rocket Pro that works with mortgage brokers, community banks, and credit unions, to maintain own brand and client relationships. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. was formerly a subsidiary of Rock Holdings Inc.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$6.87B
Fiscal year ended 12/31/2025
Net Income
$-68M
Fiscal year ended 12/31/2025
Free Cash Flow
$-4.02B
Total Equity
$22.90B
Total Liabilities
$37.79B
Current Ratio
0.21
Interest Coverage
-
Debt/EBITDA
14.80
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
No income data available
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$15.63
Current Price
$11.51
Margin of Safety
+26.4%
Fair Value Range
$12.05 - $19.21
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
52.32
ROE
-0.3%
P/B Ratio
0.93
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
8.1%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (4)
- P/B Ratio 0.93
- Debt/Equity ratio
- Analyst Consensus 55% Buy
- Earnings Surprise avg 24.3%
Failed (13)
- EPS shows upward trend
- Price CAGR -6.89%
- Positive Free Cash Flow
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Unknown)
- ROE 2.4%
- Revenue Growth 5Y -15.1%
- Earnings Quality (OCF/NI) -1.35
- Share Dilution 884.8%
- Piotroski F-Score 1/9
Unavailable (10)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- CapEx intensity
- Current Ratio
- Interest Coverage
- PEG Ratio (need PE > 0 and growth > 0)
- Net Margin Trend (invalid data)
Piotroski F-Score
Serious financial concerns
Earnings Quality
Low quality: investigate accounting
Share Dilution
Issuing new shares, diluting ownership
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Daniel B. Gilbert | Founder & Chairman of the Board | 63 |
| Mr. Varun Krishna | CEO & Director | 43 |
| Mr. Brian Nicholas Brown | President, CFO & Treasurer | 46 |
| Ms. Heather Lovier | Chief Operating Officer | 50 |
| Mr. William C. Emerson | Director | 62 |
| Mr. William Banfield | Chief Business Officer | 53 |
| Mr. Jesse K. Bray CPA | President & CEO of Rocket Mortgage and Director | 58 |
| Mr. Noah Edwards | Chief Accounting Officer | 40 |
| Mr. Shawn Malhotra | Chief Technology Officer | 43 |
| Ms. Sharon Ng | Vice President of Investor Relations | - |
Audit Risk
7
Board Risk
10
Compensation Risk
10
Shareholder Rights Risk
7
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-03-02
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-07
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-08-17
via SEC EDGAR
Income History
via SEC EDGAR
Latest News
Recent headlines for RKT, sourced from Markets Gazette.
- 5/29/2026NEGATIVEWhy Is Rocket One Stock Falling On Friday?
Rocket One Inc. stock experienced a decline on Friday, influenced by a broader sector pullback and a significant event involving Blue Origin's rocket explosion. While the specific financial impact on Rocket One Inc. is not detailed, the combination of industry-wide headwinds and a major negative event within the space sector suggests a challenging trading environment. Investors are likely reassessing risk exposure to space-related equities, leading to downward pressure on Rocket One's share price. The news highlights the volatility inherent in the emerging space industry and its susceptibility to external shocks.
- 2/26/2026POSITIVERocket Shares Blast Off After Q4 Earnings: Here's Why
Shares of Rocket Companies, Inc. (RKT) experienced a significant surge following the release of their fourth-quarter earnings report, signaling a strong positive market reaction. Although specific details of the report were not provided in the article, the headline clearly indicates that the company's financial performance either surpassed analyst expectations or offered a particularly encouraging future outlook. This 'blast off' in share price suggests investors welcomed the data, likely driven by increased revenues, improved profitability, or effective cost management within a dynamic market environment. For investors, this positive post-earnings reaction is a clear sign of confidence in Rocket's strategy and its ability to generate value, positioning the stock as a point of interest for those seeking growth opportunities in the financial and mortgage services sector.
via Markets Gazette